Enterprise Core Banking Solutions

Powering Financial Excellence
Across Every Channel

Transform your financial institution with our comprehensive suite of enterprise-grade solutions. Built for scale, security, and seamless integration.

Solutions Built for Modern Banking

From core banking to mobile experiences, our integrated platform delivers everything you need to compete in today's digital-first financial landscape.

Mobile Banking

XMobi Agency Banking

Banking Services Closer to Your Members

XMobi is an Agency Banking platform that allows SACCOs to partner with existing independent businesses as agents. Based on mobile technology, requiring only a smartphone, tablet or computer with Internet connection.

  • Advanced Security & Fraud Alerts
  • CORE Banking Features
  • QR Code Payments
  • Mobile Check Deposits
  • Commission-based agent model
  • Low capital investment required
Explore XMobi Agency Banking
HR & Payroll

Fin-Payroll

Comprehensive Payroll Management Solution

Stand-alone or integrated payroll system with unlimited earnings, deductions, pension schemes, and allowances. Manages unlimited employees and casuals with automatic loan and contribution deductions when linked to XtremeERP.

  • Unlimited earnings & deductions
  • Pension schemes management
  • Period-to-period data import
  • Multiple processing cycles
  • Automatic loan deductions
  • P9, P10 annual reports
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Payments

Mobile Banking (M-PESA)

Seamless M-PESA Integration

Complete M-PESA integration for both B2C and C2B transactions. Members can withdraw funds, deposit money, buy shares, pay loans, and setup standing orders directly from their M-PESA accounts.

  • B2C withdrawals to M-PESA
  • C2B Paybill deposits
  • Share purchase via M-PESA
  • Loan payment integration
  • M-PESA Standing Orders
  • Regulatory compliant
Explore Mobile Banking (M-PESA)
Card Services

ATM Bridge

VISA ATM Network Access

Certified ATM Bridge working with Co-operative Bank and Pesa-Point ATMs. Currently in use in more than 20 installations with industry-leading uptime, enabling cash withdrawals from any VISA-branded ATM worldwide.

  • Cash withdrawal at VISA ATMs
  • Goods & services purchase
  • Balance enquiry
  • Mini-statement generation
  • Bill payments (KPLC, etc)
  • Highest uptime guarantee
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Document Management

EasyDox DMS

Enterprise Content Management System

Versatile Enterprise Content Management system with Document Management System (DMS) and Business Process Management (BPM) platform. Provides version control, metadata, scanning, search, and workflow automation.

  • Document scanning & digitization
  • Version control & file history
  • Advanced metadata search
  • Workflow automation (BPM)
  • Loan approval workflows
  • XtremeERP integration
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Real Estate

xHousing

Real Estate & Housing Project Management

Independent sub-system for managing housing projects and real estate operations. Handles land purchase, plot allocation, estate management, tenant registration, and rent collection with XtremeERP integration.

  • Housing project shares management
  • Land purchase contributions
  • Land register & subdivision
  • Estate & tenant register
  • Rent payment processing
  • Front-office integration
Explore xHousing